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Elf Sternberg
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Date: 2012-10-22 12:43 pm (UTC)http://en.wikipedia.org/wiki/High-deductible_health_plan
Even when I was unemployed for a while, having a HDHP was still affordable under our tight budget. If someone can't figure out a way to afford even the minimal premiums for one, that's likely a good sign that he/she should be rethinking the whole "take a whole year and do nothing but write/create" plan, at least until their finances are in better shape.