Elf Sternberg

You're still gambling the sum on an annual amount that is a fraction of a percentage of the amount. It's pretty stupid. All it takes is someone cutting you off in traffic and you're out more money than my parents earn in a year. But I'm sure that just like the stock market nothing could _possibly_ go wrong. Right?

Or wait let me guess. The investment is somehow insured through another method that's cheaper so that if you screw up driving, it hurts other people with investment insurance so that you can get 'free' car insurance.

Or do you simply plan to have a creative way of getting out of paying any debts if you hit someone? That's a fine game for those who have money. If someone is injured because of you and facing a lot of debt because of you, it's that much harder for them to pursue a claim against you and since you have proof of pretty good money on hand, you can probably hire a better lawyer than Joe Average. A lawyer that knows how to stall and delay because he knows that most people can't afford to go after an asshole and they'll have to cut their losses and give up, so you'll get away with only a lawyer's fee. Must be nice to be on that side of the equation. Most americans are not. BTW, it also doesn't really work with your health, does it? You can scam when its someone else's health but it's much harder to cheap the reaper. But who knows. Maybe you'll get lucky. Maybe you'll never get sick. Maybe you'll never get hit by some drunken asshole in a Beemer. Anything is possible.